Get Instant Low Interest Rates Home Renovation Loan

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Download Freo

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Home Renovation Loan

Is your house in dire need of a renovation? Or maybe it needs a simple flip and fixes to increase its renting value? What will you do in such a situation?

No need to think further. With freo you can get approved for a line of credit and use the funds from it when you're in need of home improvement.

Apply now

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Freo Personal Loan for Home Renovation
Features and Benefits

Receive real-time approval on a credit line of up to ₹ 5 Lakh.

Withdraw as little as ₹ 3,000 or as high as your approved limit, the choice is yours to make.

Pay interest only on the amount you withdraw and not on the entire amount allocated to you.

Freo credit card lets you enjoy 100% cash withdrawal as well as special rewards.

Repay in flexible EMIs by choosing a payment period that works for you which could be anywhere between 2 months to 36 months.

Your proof of address and ID proof are the only two documents we need to begin with.

Someone like you is happy with Freo

Navjyoti

You can have credit cards but you have to pay hefty interest rates if you want to use them as a loan. You need to go for a personal loan if you need cash. But Freo credit has a kind of 2-in-1 facility that lets you withdraw cash when you need it and change it to EMI as well [with lower interest rates]. I think it's really helpful and unique.

Julen

The best feature on the app is instant feedback. You say "thank you" and it replies "welcome" - its' all done by the app. I have not seen this kind of intelligence in any other app. Absolutely love it.

N Cavin Misao

I was short of Rs. 30,000 for the down payment on my car. I used MoneyTap and got the money immediately. Thank you.

Navjyoti

You can have credit cards but you have to pay hefty interest rates if you want to use them as a loan. You need to go for a personal loan if you need cash. But Freo credit has a kind of 2-in-1 facility that lets you withdraw cash when you need it and change it to EMI as well [with lower interest rates]. I think it's really helpful and unique.

Julen

The best feature on the app is instant feedback. You say "thank you" and it replies "welcome" - its' all done by the app. I have not seen this kind of intelligence in any other app. Absolutely love it.

N Cavin Misao

I was short of Rs. 30,000 for the down payment on my car. I used MoneyTap and got the money immediately. Thank you.

Navjyoti

You can have credit cards but you have to pay hefty interest rates if you want to use them as a loan. You need to go for a personal loan if you need cash. But Freo credit has a kind of 2-in-1 facility that lets you withdraw cash when you need it and change it to EMI as well [with lower interest rates]. I think it's really helpful and unique.

Julen

The best feature on the app is instant feedback. You say "thank you" and it replies "welcome" - its' all done by the app. I have not seen this kind of intelligence in any other app. Absolutely love it.

N Cavin Misao

I was short of Rs. 30,000 for the down payment on my car. I used MoneyTap and got the money immediately. Thank you.

Eligibility Criteria

Must be a full-time salaried employee with a minimum take-home salary of ₹30,000/month

or

Must be a self-employed professional with an income of at least ₹30,000/month.

(Only certain professionals like doctors, lawyers, or business owners qualify)

Must be above 23 years and below 55 years of age

Must be a resident of one of the following cities:

Required Documents

Pan Card Number

Professional Selfie

To be taken on the Freo App

Address Proof

Valid Driving License / Valid Passport / Aadhar Card

ID Proof

Valid Driving License / Valid Passport / Voter’s ID / Aadhar Card / Pan Card

Reasons You Are Here

Want to renovate your home but strapped for cash
Upgrade your existing home to a contemporary design
Furnish your new home and pay for fittings, furniture, etc.
Pay for your rent or down-payment
Want to get internal and external repairs
Want to expand your home
Need kitchen remodelling or fixing
Increase the resale value of your home with minor repairs

Home improvement is bound to pay off as it increases the property value of your home and can also help improve your lifestyle. Renovations can take up a lot of your cash and it isn’t wise to dip into your savings always. Instead, you can simply take advantage of home improvement loans and do the needful without impacting your overall financial liquidity using freo as we offer a line of credit that can be used as a personal loan or as a credit card for related purchases!