Two-Wheeler Loan

Two-wheelers are the vehicle of choice for Indian commuters of every age group. Cars are too expensive for some people, while others find them difficult to manoeuvre through heavy traffic. Scooters and motorbikes are quite affordable, and a two-wheeler finance from freo can help you get one in no time!

Freo Features and Benefits

Real-time approval of up to ₹ 5 Lakh with no running around.

Withdraw as ₹ 3,000 or up to your approved limit.

Interest on only the amount you actually use, as you use it.

Convert to convenient EMIs ranging from 2 months to 3 years.

Someone like you is happy with Freo

Someone like you is happy with Freo

Navjyoti

You can have credit cards but you have to pay hefty interest rates if you want to use them as a loan. You need to go for a personal loan if you need cash. But Freo credit has a kind of 2-in-1 facility that lets you withdraw cash when you need it and change it to EMI as well [with lower interest rates]. I think it's really helpful and unique.

Julen

The best feature on the app is instant feedback. You say "thank you" and it replies "welcome" - its' all done by the app. I have not seen this kind of intelligence in any other app. Absolutely love it.

N Cavin Misao

I was short of Rs. 30,000 for the down payment on my car. I used MoneyTap and got the money immediately. Thank you.

Navjyoti

You can have credit cards but you have to pay hefty interest rates if you want to use them as a loan. You need to go for a personal loan if you need cash. But Freo credit has a kind of 2-in-1 facility that lets you withdraw cash when you need it and change it to EMI as well [with lower interest rates]. I think it's really helpful and unique.

Julen

The best feature on the app is instant feedback. You say "thank you" and it replies "welcome" - its' all done by the app. I have not seen this kind of intelligence in any other app. Absolutely love it.

N Cavin Misao

I was short of Rs. 30,000 for the down payment on my car. I used MoneyTap and got the money immediately. Thank you.

Navjyoti

You can have credit cards but you have to pay hefty interest rates if you want to use them as a loan. You need to go for a personal loan if you need cash. But Freo credit has a kind of 2-in-1 facility that lets you withdraw cash when you need it and change it to EMI as well [with lower interest rates]. I think it's really helpful and unique.

Julen

The best feature on the app is instant feedback. You say "thank you" and it replies "welcome" - its' all done by the app. I have not seen this kind of intelligence in any other app. Absolutely love it.

N Cavin Misao

I was short of Rs. 30,000 for the down payment on my car. I used MoneyTap and got the money immediately. Thank you.

Eligibility Criteria

Must be a full-time salaried employee with a minimum take-home salary of ₹30,000/month

or

Must be a self-employed professional with an income of at least ₹30,000/month.

(Only certain professionals like doctors, lawyers, or business owners qualify)

Must be above 23 years and below 55 years of age

Must be a resident of one of the following cities:

Required Documents

Pan Card Number

Professional Selfie

To be taken on the Freo App

Address Proof

Valid Driving License / Valid Passport / Aadhar Card

ID Proof

Valid Driving License / Valid Passport / Voter’s ID / Aadhar Card / Pan Card

Reasons You're Here

  • Planning to buy your dream bike

  • Want to help a loved one get their own vehicle

  • Looking for an affordable vehicle to ease your daily commute

  • Require a simple and quick option for two-wheeler finance

  • Dream of biking trips with friends on weekends

  • Always wanted a powerful bike for thrilling rides

  • Need to make an immediate down payment for a two-wheeler loan

  • Want a mode of transportation that’s economical and efficient

Why Does Buying a Two-Wheeler on a Personal Loan Make Sense?

Tips When Buying a Two-Wheeler on a Loan

  • Do not forget insurance and registration costs while calculating the cost of your bike or scooter purchase.

  • Account for existing financial commitments as well as potential ones while selecting a loan repayment tenure. A low loan interest rate is of no help if you keep getting charged extra for late payments!

  • Apply for loans online if possible. App-based two-wheeler finance online are usually far simpler than conventional financing options, with quicker approval as well.

  • Compare two-wheeler loan interest rates as well as flexibility in loan repayment options while looking for a loan.

With Freo's Personal Loan, you will have money available instantly 24x7 to use anytime, anywhere. Click below to experience its power.

Two-Wheeler Loan FAQs

Two-Wheeler Loan FAQs

What is a two-wheeler loan?

What is a two-wheeler loan?

What is a two-wheeler loan?

How can I finance a two-wheeler?

How can I finance a two-wheeler?

How can I finance a two-wheeler?

What documents do I need for a bike loan?

What documents do I need for a bike loan?

What documents do I need for a bike loan?

Can I buy a bike on EMI?

Can I buy a bike on EMI?

Can I buy a bike on EMI?

What is a zero down payment two-wheeler loan?

What is a zero down payment two-wheeler loan?

What is a zero down payment two-wheeler loan?

What is the eligibility for a zero down payment two-wheeler loan?

What is the eligibility for a zero down payment two-wheeler loan?

What is the eligibility for a zero down payment two-wheeler loan?

Make the Move

What are you waiting for?

MWYN Tech Private Limited

CIN: U72200KA2015PTC083534
Address: G-405,4th Floor - Gamma Block, Sigma Soft Tech Park Varthur, Kodi Whitefield Post, Bangalore - 560066

Copyright © 2025 MWYN Tech Pvt Ltd. All rights reserved.

Make the Move

What are you waiting for?

MWYN Tech Private Limited

CIN: U72200KA2015PTC083534
Address: G-405,4th Floor - Gamma Block, Sigma Soft Tech Park Varthur, Kodi Whitefield Post, Bangalore - 560066

Copyright © 2025 MWYN Tech Pvt Ltd. All rights reserved.

Make the Move

What are you waiting for?

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MWYN Tech Private Limited

CIN: U72200KA2015PTC083534
Address: G-405,4th Floor - Gamma Block, Sigma Soft Tech Park Varthur, Kodi Whitefield Post, Bangalore - 560066

Copyright © 2025 MWYN Tech Pvt Ltd. All rights reserved.