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Domestic Fixed Deposit Rates

Tenure

Interest rates for amount less than Rs 2 crores 

Annualised Yield

7 - 14 days

3.50%

3.50%

15 - 29 days

3.50%

3.50%

30 - 45 days

4.00%

4.00%

46 - 62 days

4.50%

4.50%

63 - 90 days

4.50%

4.50%

91 - 120 days

5.25%

5.25%

121 - 180 days

5.25%

5.25%

181 - 210 days

6.25%

6.35%

211 - 270 days

6.25%

6.35%

271 - 364 days

6.25%

6.35%

1 year (365 days)

8.20%

8.46%

1 year 1 day

8.00%

8.24%

1 year 2 days to 443 days

8.20%

8.46%

444 Days

8.50%

8.77%

445 Days to 18 Months

8.20%

8.46%

18 Months 1 day to 2 years

7.75%

7.98%

2 years 1 day to 887 days

8.00%

8.24%

888 days

8.25%

8.51%

889 days to 3 years

8.00%

8.24%

3 years 1 day to 4 years

7.50%

7.71%

4 years 1 day to 5 years

7.25%

7.45%

5 years 1 day to 10 years

7.25%

7.45%

  • TDS will be deducted as applicable

  • Please check all terms and conditions applicable on FD/RD for premature withdrawal

  • 0.50% extra for Senior Citizen rates (not applicable for NRE/NRO)

  • Interest on NRE deposits will be payable only on completion of a minimum tenure of 1 year

*Fixed Deposit Interest Rates are subject to change from time to time.

(Partial premature withdrawal not allowed for FDs booked with monthly payout)

***For monthly payout fixed deposits, the interest rate will be discounted on a quarterly compounding basis.

*Fixed Deposit Interest Rates are subject to change from time to time.

(Partial premature withdrawal not allowed for FDs booked with monthly payout)

***For monthly payout fixed deposits, the interest rate will be discounted on a quarterly compounding basis.

*Fixed Deposit Interest Rates are subject to change from time to time.

(Partial premature withdrawal not allowed for FDs booked with monthly payout)

***For monthly payout fixed deposits, the interest rate will be discounted on a quarterly compounding basis.

Domestic Recurring Deposit Rates

Tenure

Individual/NRE/NRO/Non-Individuals

12 months

8.20%

15 Months

8.20%

18 Months

8.20%

21 Months

7.75%

24 Months

7.75%

30 Months

8.00%

36 Months

8.00%

48 Months

7.50%

60 Months

7.25%

90 Months

7.25%

120 Months

7.25%

  • TDS will be deducted as applicable

  • Please check all terms and conditions applicable on FD/RD for premature withdrawal

  • 0.50% extra for Senior Citizen rates (not applicable for NRE/NRO)

  • Interest on NRE deposits will be payable only on completion of a minimum tenure of 1 year

Recurring Deposits Interest rates are subject to change from time to time.

Savings Account Interest Rate

Daily Closing Balance

Rate Slab

Up to 1 lakh

Up to 1 lakh

Up to 1 lakh

3.50%

Above  1 lakh and upto 5 lakhs

Above  1 lakh and upto 5 lakhs

Above  1 lakh and upto 5 lakhs

5.00%

Above 5 lakhs and upto 25 Crs

Above 5 lakhs and upto 25 Crs

Above 5 lakhs and upto 25 Crs

7.00%

Above 25 Crs

Above 25 Crs

Above 25 Crs

7.80%